Pricing
Pay per day, not per month
Interest runs only on the amount you draw and only for the days it is outstanding. Early repayment stops the meter immediately.
Money Multiplier
Stop paying interest on money you're not using.
Money Multiplier gives you a credit limit. Draw only what you need, repay, and reuse.
- Pay interestper day
- ~24 hrstypical access time
- ₹0setup & monthly fees
- 100%pay for days used only
Why Money Multiplier
Built for how businesses actually use credit
Transparent pricing, faster access, and a drawdown model that matches real cash flow, not calendar-month billing.
Speed
Cash in about a day
Streamlined review and documentation so eligible businesses can access funds in roughly 24 hours instead of multi-week bank timelines.
Transparency
No hidden fee stack
No setup fees, no monthly maintenance charges, and no early-repayment penalties, so the cost you see is the cost you plan for.
Control
Draw on your schedule
Use your approved limit when inventory, payroll, or vendors need funding. Manage usage and repayment with clear online visibility.
Process
How it works
Three steps from application to usable credit. Most of the journey happens on Money Multiplier.
1
Apply online
Share business details and bank statements on moneymultiplier.co. No heavy paperwork to get started.
2
Get your limit
Credit review against your operating profile. Once approved, your limit is ready to draw from when cash flow needs it.
3
Draw & repay flexibly
Take what you need, repay when you can, and pay only for the days you use. No lock-ins tying you to unused credit.
Compare
Pay for days, not months
See how per-day billing compares with traditional monthly interest and card APR models.
| Aspect | Money Multiplier | Traditional Banks (15% APR) | Credit Cards (19-24% APR) |
|---|---|---|---|
| Billing model | Per-day meter (₹120 per ₹1L/day)Pay for days, not months | Monthly interest + processing | APR + cash-advance/other fees |
| Fixed fees | ₹0 setup & monthlyNo hidden charges | ₹20,000 processing + ₹1,000/month | ~2.5% cash-advance; up to ₹4,000/month |
| Early repayment | Pay only for days usedFull flexibility | Limited (monthly billing) | Limited (fees stick) |
| Lock-ins / minimums | NoneNo commitments | First-month interest common | Billing-cycle constraints/fees |
| Speed to cash | ~24 hoursFast access | 2 to 4 weeks | Fast (if limit) |
| Nominal APR (monthly-billed) | Not applicable (per-day model) | 15% p.a. (lower nominal) | 19-24% p.a. |
Questions & answers
What founders and finance teams ask before they draw
Who can apply for Money Multiplier?
Registered businesses with operating history and bank statements that meet credit criteria. The product is built for working capital across industries and growth stages.
How is interest calculated?
You are charged on a per-day basis for the amount you draw at ₹120 per ₹1 lakh per day, not on your full limit for the whole month. Repay early and stop the meter.
Are there setup or hidden fees?
No setup fees, no monthly maintenance fees, and no early repayment penalties. Pricing is designed to stay transparent from application to repayment.
What can I use the facility for?
Legitimate business needs: inventory, payroll, vendor payments, equipment, or short-term cash-flow gaps. Draw only what you need, when you need it.
Get started
Open your Money Multiplier line
Apply on Money Multiplier in minutes. Seven Fincorp helps businesses access the right working-capital structure. You manage draws and repayment on the platform.
- Per-day pricing on drawn amounts only
- Typical access in ~24 hours for eligible files
- No setup fees, monthly fees, or lock-ins