Seven Fincorp

Seven Krishi Business Loans

Unsecured MSME Finance | Business Credit India

Grow your business with our unsecured Seven Krishi business loans. Flexible credit for working capital, machinery and business expansion. Simple eligibility & repayment for entrepreneurs.

₹50K
Starting Amount
₹15L
Max Loan Amount
36m
Max Tenure

Why Choose Our Seven Krishi Loans

Real examples of unsecured business loan financing for different needs

Working Capital

Finance your day-to-day business operations and cash flow needs with flexible unsecured loans.

₹2 Lakhs
EMI: ₹9,985 (24m) / ₹7,230 (36m)

Machinery Purchase

Purchase equipment, tools, and machinery to scale your business operations and increase productivity.

₹5 Lakhs
EMI: ₹24,962 (24m) / ₹18,076 (36m)

Business Expansion

Scale your business with funding for new locations, additional staff, or market expansion initiatives.

₹10 Lakhs
EMI: ₹49,924 (24m) / ₹36,152 (36m)

Inventory & Stock

Maintain adequate stock levels and inventory to meet customer demand and seasonal business requirements.

₹15 Lakhs
EMI: ₹74,886 (24m) / ₹54,229 (36m)

How Seven Krishi Works

Get unsecured business financing in just 3 simple steps

1. Quick Application

Submit your business details, identity & address proof, business registration documents, income tax returns and bank statements online. Minimal paperwork required.

2. Fast Approval

Applications are reviewed quickly—our credit team assesses your KYC, income and credit profile (including NTC cases where residence or business premises is owned).

3. Grow & Prosper

Funds are disbursed directly to your account or supplier. Repay with flexible EMIs and close early (pre‑closure charges apply).

Seven Krishi Loan Products

Compare unsecured business loan options for different branch locations

Loan ParameterBranches Outside MumbaiBranches in Mumbai
Loan Amount₹50k–₹2 LakhsUp to ₹15 Lakhs
Tenure12–24 months12–36 months
Processing Fees1–3%1–3%
Pre‑closure & Penal8% before 9 months, 4% after 9 months + GST; penal interest 4% p.a. over applicable rateSame
Insurance & KYCMandatory life cover (<60) and KYC as per RBI guidelinesSame
Rates (ROI)Competitive (TBD)Competitive (TBD)

Popular Business Loan Scenarios

Real examples of unsecured business loan financing for different needs

PurposeLoan AmountEMI (24 months)*EMI (36 months)*
Working Capital₹2 Lakhs₹9,985₹7,230
Machinery Purchase₹5 Lakhs₹24,962₹18,076
Business Expansion₹10 Lakhs₹49,924₹36,152
Inventory & Stock₹15 Lakhs₹74,886₹54,229

*Illustrative EMIs at 18% annual interest; actual EMIs depend on approved rate and tenure.

Agricultural Loan EMI Calculator

Calculate your monthly EMI for different agricultural loan scenarios

Calculate Your EMI

Your EMI Breakdown

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Note: For harvest-linked repayment, you can choose to pay higher amounts during harvest season and lower amounts during lean periods.

Frequently Asked Questions

Everything you need to know about Seven Krishi business loans

What types of businesses can apply?

We offer unsecured loans to individuals, MSMEs, sole proprietors, partnerships, private limited companies, LLPs, retailers, traders, manufacturers and service providers (including allied agriculture businesses).

What documents are required?

You'll need identity proof (PAN & Aadhaar), address proof (utility bill, rent agreement or bank statement), business proof (Udyam/MSME certificate, registration certificates), last three years ITRs and recent bank statements.

Do I need a co‑applicant?

A co‑applicant is mandatory for female borrowers. Co‑applicants can only be immediate family members; others may join with management approval.

Are any sectors excluded?

Yes. Activities like arms & ammunition, bars or wine shops, bullion trading, chit funds, MLM businesses and other prohibited segments are not eligible.

What are the pre‑closure charges?

Pre‑closure charges are 8% before 9 months, 4% after 9 months + GST. There's also a penal interest of 4% p.a. over applicable rate for any delays.

Is life insurance mandatory?

Yes, mandatory loan‑linked life insurance is required for the main applicant under 60 years of age as part of our risk management policy.

Trusted by 10,000+ Businesses

Get Seven Krishi Business Loans

Unsecured MSME Finance | Business Credit India

Grow your business with quick Seven Krishi approval. Flexible unsecured loans for all your business needs.

₹500+ Cr
Business Loans Disbursed
98%
Business Owner Satisfaction
50+
Business Types Supported
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