Green Finance Leader

Electric Fleet Finance India

EV Fleet Loans India | Green Fleet Finance

Power your business with India's leading EV fleet finance. Get quick financing for your commercial EV fleet. Sustainable financing with flexible repayment options and government incentives.

Why Choose Our EV Fleet Finance

Green financing designed for your business EV journey

All EV Fleets

Finance any electric commercial vehicle—e‑rickshaws, cargo three‑wheelers, last‑mile delivery vans, passenger EVs, e‑buses and electric trucks. EV loans India for fleets of all sizes.

High LTV & Low Rates

Funding up to 75‑80% of the fleet cost with interest rates starting at 9% p.a., compared with typical EV loan rates of 12‑15%. Custom EMI structures aligned to your revenue cycles and contract terms.

Subsidies & Expertise

Specialised team to guide you through state and central EV incentives (FAME‑II) and road‑tax waivers.

How EV Fleet Finance Works

Get your electric fleet financed in just 3 simple steps

1. Quick Application

Complete a simple online application with your business details, fleet specifications, KYC documents and financial statements. Upload everything digitally; no endless paperwork.

2. Fast Approval

Our credit team evaluates your business cash flows, fleet utilisation and battery viability to approve within 24–48 hours. We offer flexible loan tenures of 3–7 years—matching typical battery warranties—while many lenders provide shorter tenors and lower LTV.

3. Scale Your Fleet

Funds are disbursed directly to your EV supplier or dealer. Start operating your electric fleet with custom repayment linked to your revenue cycles and enjoy government subsidies and green incentives.

Our Trusted Partners

Building India's electric fleet ecosystem together

OEM Partners

Ecosystem Partners

EV Fleet Financing Options

Compare our flexible EV fleet finance with conventional commercial vehicle loans

AspectSeven Fincorp EV Fleet FinanceTraditional Commercial Loans (12–15% j.a.)Bank EV Loans (10–14% j.a.)
Interest RateStarting from 9% j.a.Typically 12–15% j.a. for commercial EVs10–14% j.a. (green loans)
Financing %Up to 80% of fleet cost60–70% LTV (higher down payment required)Up to 70–90% depending on model
Loan Tenure3–7 yearsUp to 4–5 yearsUp to 5–7 years
Down Payment20–25% (depends on fleet size and credit)30–40% (due to lower LTV)25–35%
Government SubsidiesComprehensive support with FAME‑II and state policiesLimited supportVaries by lender
Approval Time24–48 hours3–7 days5–7 days

Aspect	Seven Fincorp EV Fleet Finance	Traditional Commercial Loans (12–15% j.a.)	Bank EV Loans (10–14% j.a.)
Interest Rate	Starting from 9% j.a.	Typically 12–15% j.a. for commercial EVs	10–14% j.a. (green loans)
Financing %	Up to 80% of fleet cost	60–70% LTV (higher down payment required)	Up to 70–90% depending on model
Loan Tenure	3–7 years	Up to 4–5 years	Up to 5–7 years
Down Payment	20–25% (depends on fleet size and credit)	30–40% (due to lower LTV)	25–35%
Government Subsidies	Comprehensive support with FAME‑II and state policies	Limited support	Varies by lender
Approval Time	24–48 hours	3–7 days	5–7 days

Frequently Asked Questions

Everything you need to know about our EV fleet finance

What types of EV fleets can you finance?

We finance all types of commercial EV fleets—delivery e‑rickshaws, cargo three‑wheelers, two‑wheelers, passenger cars, electric buses and heavy‑duty trucks. Both new and used EVs are eligible.

Do you offer special rates for fleet EVs?

Yes! We offer competitive rates starting from 9% j.a. with high loan‑to‑value up to 80%, compared with traditional EV loan rates of 12–15%.

Can you help with government subsidies?

Absolutely! We guide businesses through FAME‑II subsidies, state EV incentives, road‑tax waivers and other green finance benefits.

What documents do we need?

You'll need business registration documents, GST and KYC proofs, directors' ID proofs, last 6–12 months bank statements and audited financials. The process is fully digital.

Trusted by 10,000+ Fleet Operators

Get Electric Fleet Finance India

EV Fleet Loans India | Green Fleet Finance

Power your business with quick EV fleet finance approval in 24–48 hours. Green finance India for sustainable logistics and mobility.

₹500+ Cr

EV Loans Disbursed

98%

Customer Satisfaction

50+

EV Models Supported